Concerned about Being in Debt

Most people who end up in debt don’t see it coming, but to suddenly realize that their financial situation is spiraling out of control can create a huge range of problems for an individual and their family. Sadly, getting into debt is a common problem. According... read more

VantageScores vs. FICO Scores

Credit scores are used as a factor in deciding whether or not to extend credit, and if so, at what rate. (Note that credit scores are NOT the same thing as credit reports.) Having a good credit score is important if you want to borrow money, and it’s especially... read more

Love & Money

Say I do, and chances are you’ll be saying I do to a whole lot of money-related changes as well. Many people choose to combine their finances, sometimes without even considering that there are other options. I know that’s what happened when my ex and I got... read more

Subconscious Factors Affecting Your Spending

From researchers and marketers to designers and retailers, consumer needs are the driving force of the retail industry. You may think that you’re aware of your needs and how they influence what you buy, but to what extent are you influenced subconsciously? Aside from... read more

The Pros & Cons of Debit Cards

Debit cards are similar in some respects to a credit card, except that when you use your debit card the money comes directly out of your checking account. They can be beneficial if you prefer to pay cash but don’t like to carry cash with you. If they are stolen,... read more

How Many Credit Cards Are Too Many?

The answer to “how many credit cards are too many?” will vary from person to person. For some the answer will be one; others may think that you can never have too many credit cards. However, if you are going to use credit cards there are good reasons to... read more

Death and Taxes

Well, actually I’m just going to talk a little bit about death — or rather, making things a little easier on those you leave behind. I know it’s something people don’t want to talk about or even think about, but it’s important. My mom... read more

Charting Income & Expenses

One of the things that Your Money or Your Life advocates is charting your monthly income and expenses. The idea is to make a note each month of your total income and your total expenses, plot those points on a chart using different colored lines, and post the chart... read more

Add up your monthly subscriptions

One thing that I’ve found beneficial in checking for value is to add up the annual cost of monthly subscriptions. Take Netflix, for example. With tax, we pay $17.28 per month to have both streaming and one DVD out at a time. That doesn’t sound like much at... read more

Enter your email address to subscribe to Blunt Money!!!

Archives