3 Ways to WIN the Financial Game

The finance game is dangerous to play. For some it’s like playing Russian roulette – with every barrel loaded. You’ll look at your bank account like it was a horror movie. You’ll watch bills mount up and pretend they don’t exist. And payday will become heart-breaking,... read more

Roth vs. a Traditional IRA

Alright, I’ll admit it, I don’t have a Roth IRA. I have a regular IRA instead. I’ve been considering jumping on the Roth bandwagon, but wanted to check things out for myself first. So I went and took a look at the IRS’s Publication 590,... read more

On Layoffs

I’ve written before about how to prepare for a layoff, but maybe it’s time to write about ways to handle things if a layoff does occur. First, try to keep calm during the process. Don’t yell or scream or do anything that might reflect badly on you if... read more

Health insurance — do you have it?

Do you have health insurance right now? If so, who pays for it and how much does it cost you? If not, why not? Health care and insurance is a mess here in the U.S. So while I normally avoid politics like the plague here, I’m interested in what might change in... read more

Don’t Dilute Your Goals

“Don’t dilute your goals” is excellent advice from Lynnae over at BeingFrugal.net. She points out the power of focus: focus on your emergency fund first instead of spreading your efforts between that and debt reduction, and you’ll see success... read more

The History of Foreign Exchange

While one may think that currencies are just a thing of modern times, when borders were defined more strictly and each country needed a medium to do business with their neighbors, the history of foreign currencies is actually going back to much earlier times. The... read more

How Low Can You Go?

Sometimes it’s good to create a bare-bones budget. It’s nice to know what the very least amount you could live on would be while still maintaining your current housing. You can use this amount to figure up how many months you could go if you lost your job... read more

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