Comments on: Budgeting with an irregular income http://www.bluntmoney.com/budgeting-with-an-irregular-income/ Mon, 13 Oct 2008 01:33:29 +0000 http://wordpress.org/?v=2.3.2 By: Nan Patience http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33395 Nan Patience Tue, 19 Feb 2008 16:59:42 +0000 http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33395 As someone who has worked on a freelance basis since 1995, I can relate to the problem of how to cope with irregular income. Luckily, my husband has a good job and regular income that meets our basic needs. And you're right, it has been important to identify what are our basic needs. I think this is a challenge that requires maturity and an ability to filter out the advertising messages and the pressures to keep up with the Joneses. It's really amazingly un-conventional! There are very, very few people in our culture who seem to understand this approach to life--don't get me started! Even with a job, there's tremendous insecurity in our economy and diminishing returns and benefits everywhere--definitely a squeeze! It has been a good idea for at least a decade now for individuals to think in terms of being free agents even when they have a job and regular income. I wish I was better at making more money, I certainly put in a lot of work! Maybe you could do a post or two about your experiences with that sometime... As someone who has worked on a freelance basis since 1995, I can relate to the problem of how to cope with irregular income. Luckily, my husband has a good job and regular income that meets our basic needs. And you’re right, it has been important to identify what are our basic needs. I think this is a challenge that requires maturity and an ability to filter out the advertising messages and the pressures to keep up with the Joneses. It’s really amazingly un-conventional! There are very, very few people in our culture who seem to understand this approach to life–don’t get me started!

Even with a job, there’s tremendous insecurity in our economy and diminishing returns and benefits everywhere–definitely a squeeze! It has been a good idea for at least a decade now for individuals to think in terms of being free agents even when they have a job and regular income.

I wish I was better at making more money, I certainly put in a lot of work! Maybe you could do a post or two about your experiences with that sometime…

]]> By: bluntmoney http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33348 bluntmoney Tue, 19 Feb 2008 13:27:04 +0000 http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33348 You're so right about that Tread, but there are many people who live under the illusion that they're always going to have a job tomorrow... You’re so right about that Tread, but there are many people who live under the illusion that they’re always going to have a job tomorrow…

]]> By: Tread Softly http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33298 Tread Softly Tue, 19 Feb 2008 06:24:25 +0000 http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33298 This is pretty much the approach one must take to survive on an irregular income. Some people I know - sometimes even myself - name their priorities (often just rent and food, not even health care) and work like mad until they have those priorities covered. Then the take the rest of the month off, working short shifts for beer money or just enough to apease employers. Even when one has a regular salary, I think this would be a good way to think. After all, none of us is guaranteed a job tomorrow. This is pretty much the approach one must take to survive on an irregular income. Some people I know - sometimes even myself - name their priorities (often just rent and food, not even health care) and work like mad until they have those priorities covered. Then the take the rest of the month off, working short shifts for beer money or just enough to apease employers.

Even when one has a regular salary, I think this would be a good way to think. After all, none of us is guaranteed a job tomorrow.

]]> By: Matt http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33217 Matt Mon, 18 Feb 2008 17:30:11 +0000 http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33217 Good approach - I've recently started thinking in those terms. The JOB no longer exists and its time to start making an irregular income. Knowing what the minimums are is important and the best place to start. Good post. :) Good approach - I’ve recently started thinking in those terms. The JOB no longer exists and its time to start making an irregular income. Knowing what the minimums are is important and the best place to start. Good post. :)

]]> By: Mom http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33185 Mom Mon, 18 Feb 2008 15:48:29 +0000 http://www.bluntmoney.com/budgeting-with-an-irregular-income/#comment-33185 We claim zero on our taxes and then put our nice fat tax return into savings to use in our lean months. It works for us. We claim zero on our taxes and then put our nice fat tax return into savings to use in our lean months. It works for us.

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