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As the very long title says, the Carnival of Personal Finance #95 is up at Accumulating Money. I haven’t yet had a chance to read over this week’s entries in detail, but here are a few that looked interesting right off the bat.

- Self-Employed Retirement Savings – Your Options. Contains nice descriptions of some of the retirement-savings options available if you’re self-employed.

- What Does 23 Cents Buy? This caught my eye because of the catchy title, but it’s an interesting post once you get inside too :)

- Risks of Retiring Early. I totally agree that having to pay for your own health insurance (and possibly not having enough of it at that) is a huge risk of retiring early. (Or striking out on your own.)

• Debt reduction vs. retirement savings: which first? Liz Pulliam Weston wrote a nice article recently describing nine money priorities.  She lists them from top priority on down: Pay your bills Save $500...
• Why is a Savings Account Necessary? Any time that you are asking someone for starter personal finance advice, one of the first things that you are going to be told is...
• Saving for Retirement Early In Your Career I received the following email from Chelsey, a recent college graduate just starting her career.  Chelsey has an emergency fund in place, and is interested...