Credit Repair Made Simple

Credit Repair Made Simple 4 steps to fixing damaged credit Bad credit can happen to good people. Mistakes are made, bills don’t get paid or you found yourself in a situation that you could not get out of, and, now, you are paying the price. There is no reason for panic or despair, however....

Knowing the Auto Loan Rates for Cars

Knowing the Auto Loan Rates for Cars If you’ve conducting a search for a new car, you should take a moment to first check out the loans available to help you decide whether a used car wouldn’t be better for you. Although there’s a trade-off, you want to understand the differences before committing to any...

Smart Financial Moves

Smart Financial Moves It’s easy to look back and think about our financial regrets (not living on less than I earned from the get-go, buying on credit, taking money out of retirement, etc.) but it’s also worthwhile to spend a little time thinking about some of the smart...

How Do You Remove Inquiries?

How Do You Remove Inquiries? Old debts, missed payments and collection notices are not the only annoying things you can find on your credit report. Credit inquiries can negatively affect your credit score. Too many can mean you are shopping around fervently for loans and financing. Now, credit...

Receipt for Your Payment to…(What Payment?)

Receipt for Your Payment to…(What Payment?) I was greeted this morning with an email from PayPal, giving me a receipt for “my” payment to some company, in the amount of close to $200. At first I thought it was yet another phishing email, because I know that I don’t live in or know anyone in...

Categories Can Make a Difference

Categories Can Make a Difference I have a terrible time categorizing things the “right” way, because I can usually see relationships between things that frequently aren’t apparent to other people. This has been a source of frustration for me since the first time I was asked to sort...

How to Start an Emergency Fund

How to Start an Emergency Fund Who wouldn’t love to have money just sitting around, waiting to be used in case of an emergency? Who wouldn’t feel better about having money when you need it, instead of going without or using a credit card during the lean times? Most everyone will agree...