How Do You Remove Inquiries?

How Do You Remove Inquiries? Old debts, missed payments and collection notices are not the only annoying things you can find on your credit report. Credit inquiries can negatively affect your credit score. Too many can mean you are shopping around fervently for loans and financing. Now, credit...

Receipt for Your Payment to…(What Payment?)

Receipt for Your Payment to…(What Payment?) I was greeted this morning with an email from PayPal, giving me a receipt for “my” payment to some company, in the amount of close to $200. At first I thought it was yet another phishing email, because I know that I don’t live in or know anyone in...

Categories Can Make a Difference

Categories Can Make a Difference I have a terrible time categorizing things the “right” way, because I can usually see relationships between things that frequently aren’t apparent to other people. This has been a source of frustration for me since the first time I was asked to sort...

How to Start an Emergency Fund

How to Start an Emergency Fund Who wouldn’t love to have money just sitting around, waiting to be used in case of an emergency? Who wouldn’t feel better about having money when you need it, instead of going without or using a credit card during the lean times? Most everyone will agree...

Is it Better to Build a Home from Scratch?

Is it Better to Build a Home from Scratch? A lot has been made of the potential profits from property developments and how these developments lead to far greater profits than the more traditional option of buying houses, renovating them and flipping them. For those looking for a home to live in, the potential...

On Saving Yourself from Bankruptcy…

On Saving Yourself from Bankruptcy… I’m not being too pessimistic when I say “Every business will go bankrupt one day or the other.” With bad management of money, this is absolutely possible. It doesn’t matter if you employ a Harvard graduate to handle your account, since as long...