Pay Off Your Debts before Retirement

Pay Off Your Debts before Retirement No one should carry significant debt into retirement, not even remaining mortgage payments. If you are still a few years away from retirement you should look at your finances and ensure that you will not have any significant debt when you retire. If you need advice...

On Saving Yourself from Bankruptcy…

On Saving Yourself from Bankruptcy… I’m not being too pessimistic when I say “Every business will go bankrupt one day or the other.” With bad management of money, this is absolutely possible. It doesn’t matter if you employ a Harvard graduate to handle your account, since as long...

Farm Loan Calculator (No Fuss – Easy to Use!)

Farm Loan Calculator (No Fuss – Easy to Use!) Finally! Easy to use farm loan calculators! The variety of calculators I’ve listed below should cover the needs of your farm and/or ranch operation. My family farms and these calculators do everything we need. A big bonus to using these is they enable us to get...

Life Without Debt

Life Without Debt J.D. over at Get Rich Slowly recently asked his readers How is living debt-free different than becoming debt-free?   While I don’t consider myself debt-free (because we still have the mortgage) I thought I’d write about this since it’s been on...

How to Pay off Credit Card Debt Fast

How to Pay off Credit Card Debt Fast Strengthening your financial position is truly important, especially when you are trudging through an economic downturn. Lowering your credit card debt is one good way of going at it. 1. Pick a payoff strategy. There are a few good strategies for paying of your credit...

Concerned about Being in Debt

Concerned about Being in Debt Most people who end up in debt don’t see it coming, but to suddenly realize that their financial situation is spiraling out of control can create a huge range of problems for an individual and their family. Sadly, getting into debt is a common problem. According...

Start saving for the future

If you are wondering how you will be able to afford all the things that you want in the future, be it new cars, home improvements or holidays, it is hard to see how that will happen when everything that you earn is accounted for. A debt management plan is usually used...

Money, what would we do without it?

oney is necessary for just about everything we do these days, from parking the car to literally, spending a penny. If things were free, then we could have what we wanted when we wanted it, without having to worry about costs. But society does not work in that way....

Making incremental progress feel motivating

One way to make incremental progress feel motivating is to use graphs to your advantage. You can make a bar graph that shows your payment amounts in small increments on the y axis like in this example: That way you’ll be able to see that you paid more than the...