I’m Away at College, Do I Still Need Renters Insurance?

I’m Away at College, Do I Still Need Renters Insurance? College is an exciting experience. There is a lot to look forward to: the late-night pizza, new friends, busy class schedule and the exciting weekend dorm parties. The last thing you’re thinking about is searching for renters insurance quotes. But you should be, and...

3 Ways to Save on Your Teen’s Car Insurance

3 Ways to Save on Your Teen’s Car Insurance For most teenagers, passing their driver’s license test feels like pulling onto a wide open road full of possibilities. For most parents though, the day your child becomes a licensed driver is a bittersweet event. While it is nice to feel less like a taxi driver, your...

Health insurance — do you have it?

Health insurance — do you have it? Do you have health insurance right now? If so, who pays for it and how much does it cost you? If not, why not? Health care and insurance is a mess here in the U.S. So while I normally avoid politics like the plague here, I’m interested in what might change in...

Should you consider professional indemnity insurance?

If you’re starting a small service-based business, you may be worried about what would happen if someone were to sue you. And that makes sense. People can sue for many reasons — not just the obvious ones (such as if they’d been physically injured due...

What is professional indemnity insurance?

Professional Indemnity Insurance is basically a type of cover that will protect the policy owner against financial loss claims from a third party. There are several types of policies available, depending on the type of business you own or run. Some professionals are...

Income Insurance: the facts

The following is a post by Linden Kramer Income insurance, also known as income protection or permanent health insurance, has been created in order to ensure those that take out such a cover will in turn receive a regular tax-free monthly benefit as a replacement...

How to create a basic home inventory

Yesterday I explained why creating at least a basic home inventory is a good idea. Here’s how you can actually do it: One easy way is to use a camera or video recorder. It really doesn’t take long at all to photograph everything you own — especially...

Why you should create a home inventory

If you’ve ever had to fill out an insurance claim form for items that have been damaged or stolen, you’ll know exactly why you should create a home inventory. It’s hard to come up with a list of the things you owned when you no longer have the items...

The insurance that you need

Insurance is one of those topics that no one’s usually all that thrilled to talk about. But I want to mention it here because I think that insurance is important. Here are the types that I feel are necessary (and that I either have or will be getting): Car...