Comments on: Do I want to hit my goal this badly? http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/ Wed, 07 Jan 2009 03:16:25 +0000 http://wordpress.org/?v=2.3.2 By: bluntmoney http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26531 bluntmoney Fri, 04 Jan 2008 22:37:15 +0000 http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26531 Not an accountant - I see what you're saying, but this is a spending goal. It's just a challenge for myself, basically to see what I can do with spending. Not an accountant - I see what you’re saying, but this is a spending goal. It’s just a challenge for myself, basically to see what I can do with spending.

]]> By: Not an accountant http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26525 Not an accountant Fri, 04 Jan 2008 20:47:53 +0000 http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26525 The principal portion of your mortgage shouldn't be counted as an expense. It's an expenditure, but more akin to an expenditure of putting money money in a savings account. It takes money from one pocket and puts it in another pocket of yours. If you made an extra (principal only) payment of $1000 to pay down your mortgage, would you count that as an expense? The principal portion of your mortgage shouldn’t be counted as an expense. It’s an expenditure, but more akin to an expenditure of putting money money in a savings account. It takes money from one pocket and puts it in another pocket of yours.

If you made an extra (principal only) payment of $1000 to pay down your mortgage, would you count that as an expense?

]]> By: Frugal Dad http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26516 Frugal Dad Fri, 04 Jan 2008 16:04:22 +0000 http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26516 Something always seems to come up and keep me from hitting my monthly max goals. Last month it was unexpected medical bills from both kids getting sick. Hopefully I can get back on track in January. My goal is to live on less than half my income, as all remaining money goes towards debt repayment. Something always seems to come up and keep me from hitting my monthly max goals. Last month it was unexpected medical bills from both kids getting sick. Hopefully I can get back on track in January. My goal is to live on less than half my income, as all remaining money goes towards debt repayment.

]]> By: bluntmoney http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26508 bluntmoney Thu, 03 Jan 2008 19:31:56 +0000 http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26508 Brooke, I get my hair done every 9-10 weeks now. Maybe I could go to 12. MSMomsmoney, yeah, I have considered it but I'm awfully chicken. What if I color my face instead? Do they have home kits that use vegetable dyes? Brooke, I get my hair done every 9-10 weeks now. Maybe I could go to 12.

MSMomsmoney, yeah, I have considered it but I’m awfully chicken. What if I color my face instead? Do they have home kits that use vegetable dyes?

]]> By: MSMomsmoney http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26507 MSMomsmoney Thu, 03 Jan 2008 18:02:19 +0000 http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26507 Have you considered coloring your hair at home? I do this, and it is alot less expensive than coloring at a salon. I like the way it comes out...Nice n Easy... Have you considered coloring your hair at home? I do this, and it is alot less expensive than coloring at a salon. I like the way it comes out…Nice n Easy…

]]> By: Brooke http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26505 Brooke Thu, 03 Jan 2008 16:37:23 +0000 http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26505 You just have to ask yourself whether your priority is having perfect hair or going out to eat. I would put off the hair for an extra week (do it every 5 wks instead of 4 or whatever) and by the time you get to the end of the year, you'll have only done it 9 times instead of 12. (a net savings of $375!). I bet you won't notice it much and that will give you $125 wiggle room. We are on an extreme budget in my house, since my husband's last day of work for a few years is tomorrow! Good luck finding your wiggle room! You just have to ask yourself whether your priority is having perfect hair or going out to eat. I would put off the hair for an extra week (do it every 5 wks instead of 4 or whatever) and by the time you get to the end of the year, you’ll have only done it 9 times instead of 12. (a net savings of $375!). I bet you won’t notice it much and that will give you $125 wiggle room. We are on an extreme budget in my house, since my husband’s last day of work for a few years is tomorrow! Good luck finding your wiggle room!

]]> By: bluntmoney http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26503 bluntmoney Thu, 03 Jan 2008 15:48:29 +0000 http://www.bluntmoney.com/do-i-want-to-hit-my-goal-this-badly/#comment-26503 Yeah, I already do that. The point is to do it no matter where the money comes from. Yeah, I already do that. The point is to do it no matter where the money comes from.

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