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My husband came to me recently and asked me what I wanted to do once we paid off our mortgage. “Have a party”, was the first thing that popped out of my mouth. He laughed, because he’d clearly meant “what financial goal do you want to work on after we pay off our mortgage”, but I was still bent on the party.

It got me thinking, paying off debt and saving money really ARE reasons to celebrate. It can actually become as addicting and stimulating as stopping in for that morning dose of caffeine used to be. Maybe I’m just strange, but I have little mini-celebrations every time I send money to my savings account or pay a bill (especially if it’s not a recurring bill or if it’s my last payment). I get excited when I deposit money to my account that’s earmarked for expenses, or get a rebate or free coupon in the mail. I actually even look forward to paying bills. (Ok, now you probably ARE thinking that I’m strange.)

But it’s a mindset, one that keeps me motivated and on-track or ahead of things. Much better than the days of frustration, stress & worry that used to be the norm around bill-paying time. So start celebrating even the littlest things. You’ll find that there’s more and more to celebrate as time goes on.