http://www.bluntmoney.com/investing-little-by-little/ Wed, 12 Oct 2011 07:20:40 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.bluntmoney.com/investing-little-by-little/comment-page-1/#comment-7874 bluntmoney Tue, 20 Feb 2007 00:07:19 +0000 http://www.bluntmoney.com/investing-little-by-little/#comment-7874 But I do want income from my investments, and I'm not in the under-35 set. And this is way under 40% of my investments; actually it's under 10%. But I do have that book on my list of things to check out :) But I do want income from my investments, and I’m not in the under-35 set. And this is way under 40% of my investments; actually it’s under 10%. But I do have that book on my list of things to check out :)

]]> http://www.bluntmoney.com/investing-little-by-little/comment-page-1/#comment-7860 Ben Mon, 19 Feb 2007 21:39:12 +0000 http://www.bluntmoney.com/investing-little-by-little/#comment-7860 There's conservative, and then there's money loosing investments. If you're going to make an investment with a 30 year commitment, you should be considering something that will pay a better rate than under 5%. Since you're young, you should be looking for growth rather than income on your investments. Treasuries and bonds are great for a small percentage of your portfolio, but for the under-35 set your total allocation of those types of assets should definely be under 40%, and probably even closer to 10-20%/. For a low startup fund, take a look at the Vanguard STAR fund ($1000 minimum). If you have $5000, the Vanguard Lifestrategy growth fund or the Total stock market fund would be worth looking at. I can highly recommend the Bogleheads' Guide to Investing for much more detail. There’s conservative, and then there’s money loosing investments. If you’re going to make an investment with a 30 year commitment, you should be considering something that will pay a better rate than under 5%. Since you’re young, you should be looking for growth rather than income on your investments. Treasuries and bonds are great for a small percentage of your portfolio, but for the under-35 set your total allocation of those types of assets should definely be under 40%, and probably even closer to 10-20%/. For a low startup fund, take a look at the Vanguard STAR fund ($1000 minimum). If you have $5000, the Vanguard Lifestrategy growth fund or the Total stock market fund would be worth looking at. I can highly recommend the Bogleheads’ Guide to Investing for much more detail.

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