bluntmoney.com

I realized that financial health isn’t something you “accomplish”. You don’t reach a state of optimal financial health and say “There, I did it!”.

Instead, it’s a practice.

And by definition, a practice is something that you actively work on regularly; something you do every day.

So when it comes to having good financial health, it’s a matter of doing the little, positive things daily that will add up as time goes by.

Things like:

• Keeping your goals in mind.
• Spending your money they way you’d planned to.
• Paying your bills ahead of time.
• Saving up a little bit each week for a rainy day.
• Etc.

In other words, it’s a matter of creating good habits, and not beating yourself up if you backslide. (And if you do backslide, it’s saying “I shouldn’t have done that but I did, now how can I fix it/avoid doing it again?”)

With time, practice becomes a part of you.