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	<title>Comments on: It&#8217;s just $20</title>
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		<title>By: Cindy Murphy</title>
		<link>http://www.bluntmoney.com/its-just-20/comment-page-1/#comment-52</link>
		<dc:creator>Cindy Murphy</dc:creator>
		<pubDate>Sun, 08 Oct 2006 12:54:24 +0000</pubDate>
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		<description>Great post, shows how simple it can be to whittle mortgage debt down.  I&#039;ve been paying at least $200 more per month on my mortgage for months now and thought at first it might be a struggle.  Turns out it hasn&#039;t been in the least so far, making me think I can do even better now that I&#039;m really in this mindset.  It&#039;s fun to play with the mortgage calculators to see what you might accomplish if you just stick with it.  $200 extra for me will cut 9.34 years off my 20-year loan.  I also plan to start putting my income tax refunds toward that end, which should reduce the total even more quickly.  Should my car conk out, I may not even get another one, and I could very conceivably do this (since I&#039;ve vowed to myself I&#039;ll never get in hock for a car again, I work from my home and there&#039;s a bus stop less than 100 yards from my house).  This is all so cool to me.  Again, thanks for your post.</description>
		<content:encoded><![CDATA[<p>Great post, shows how simple it can be to whittle mortgage debt down.  I&#8217;ve been paying at least $200 more per month on my mortgage for months now and thought at first it might be a struggle.  Turns out it hasn&#8217;t been in the least so far, making me think I can do even better now that I&#8217;m really in this mindset.  It&#8217;s fun to play with the mortgage calculators to see what you might accomplish if you just stick with it.  $200 extra for me will cut 9.34 years off my 20-year loan.  I also plan to start putting my income tax refunds toward that end, which should reduce the total even more quickly.  Should my car conk out, I may not even get another one, and I could very conceivably do this (since I&#8217;ve vowed to myself I&#8217;ll never get in hock for a car again, I work from my home and there&#8217;s a bus stop less than 100 yards from my house).  This is all so cool to me.  Again, thanks for your post.</p>
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		<title>By: NCN</title>
		<link>http://www.bluntmoney.com/its-just-20/comment-page-1/#comment-50</link>
		<dc:creator>NCN</dc:creator>
		<pubDate>Fri, 06 Oct 2006 16:04:19 +0000</pubDate>
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		<description>Blunt Money,
I LOVE this post.  If people ever &quot;get&quot; the fact that even a small amount applied to a loan can have a major impact, they can begin to change their financial futures.

Keep it up,
NCN

This comment is part of my &quot;100 Comments Series&quot; over at No Credit Needed.</description>
		<content:encoded><![CDATA[<p>Blunt Money,<br />
I LOVE this post.  If people ever &#8220;get&#8221; the fact that even a small amount applied to a loan can have a major impact, they can begin to change their financial futures.</p>
<p>Keep it up,<br />
NCN</p>
<p>This comment is part of my &#8220;100 Comments Series&#8221; over at No Credit Needed.</p>
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		<title>By: Carnival of Debt Reduction &#187; Archives &#187; CoDR</title>
		<link>http://www.bluntmoney.com/its-just-20/comment-page-1/#comment-36</link>
		<dc:creator>Carnival of Debt Reduction &#187; Archives &#187; CoDR</dc:creator>
		<pubDate>Tue, 03 Oct 2006 04:35:11 +0000</pubDate>
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		<description>[...] Blunt Money wisely reminds us that thinking &#8220;it&#8217;s just $20&#8243; when we spend money can have a huge impact on debt repayment, mortgages, and so forth. [...]</description>
		<content:encoded><![CDATA[<p>[...] Blunt Money wisely reminds us that thinking &#8220;it&#8217;s just $20&#8243; when we spend money can have a huge impact on debt repayment, mortgages, and so forth. [...]</p>
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		<title>By: Natalie</title>
		<link>http://www.bluntmoney.com/its-just-20/comment-page-1/#comment-34</link>
		<dc:creator>Natalie</dc:creator>
		<pubDate>Tue, 03 Oct 2006 02:42:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.bluntmoney.com/its-just-20/#comment-34</guid>
		<description>That sure does give me a new view of $20!  I&#039;m impressed &amp; looking forward to one day cutting down the time it takes to pay off my own mortgage (and the few other bills I have left).  :)</description>
		<content:encoded><![CDATA[<p>That sure does give me a new view of $20!  I&#8217;m impressed &amp; looking forward to one day cutting down the time it takes to pay off my own mortgage (and the few other bills I have left).  :)</p>
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