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I have financial goals coming out my ears, but I figured now was a good time to gather them all in one place and give them the once-over. Some of these goals are steps toward a greater goal. I find it more useful to focus on the smaller steps, so I’ve only listed those. Here they are, in random order.

- Open a new IRA for 2008 (probably a Roth).
- Fully fund the new IRA.
- Increase savings by $4000 in 2008. (This is for my emergency fund.)
- Purchase 1-4 tax liens.
- Purchase at least one share of stock. (Gotta start somewhere.)
- Purchase at least $8000 worth of treasury bonds.
- Continue paying at least $800 extra (combined) toward our mortgage/mortgage fund each month.
- Continue tracking & evaluating expenditures each month.
- Continue saving each month for vacations & irregular expenses.
- Continue paying for all bills and expenses in full and on time.
- Reduce expenses to $1500 per month or less (excluding vacations).
- Increase income significantly.
- Continue matching contributions to my son’s college & car funds.
- Increase my 401(k) contribution amount.

The stretch goals for me in the list are increasing savings by $4000 and purchasing at least $8000 worth of treasury bonds. But, I think they are doable, especially if I do in fact get my expenses down to $1500 per month or less.

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