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This month’s net worth is down overall, due mainly to my not receiving November’s rents for the duplex in November like I should have (but still needing to pay the monthly payment). This meant that my bank balance was lower than normal. My IRA value continued to increase, counteracting that a tiny bit. But it still resulted in an overall decrease in my net worth (when it probably would otherwise have been up.)

Assets: Down $389.18
Liabilities: Down $281.66
Change in net worth over previous month: Down $107.52

Spending wise, even though I spent much more than normal on my business and a little bit too much on eating out, I did a fairly good job of keeping my expenses in check. Unfortunately, income was down by a lot from the previous month, so my income and expense chart didn’t look the way I wanted it to. (I’d hoped to have at least kept income higher than expenses, but due to the rent thing it didn’t pan out.) December’s income should be off the chart, but since probably 99% of that will need to be saved for taxes it’s time for me to really buckle down and cut expenses.

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