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If you’re tired of getting credit card & other pre-approved offers in the mail (whether it’s because you’re tired of all that paper waste, or because you want to reduce your risk of identity theft) you can choose to opt out.

The FTC publishes a web page called prescreened offers of credit and insurance that explains some of the details behind these types of offers. Basically though, you can choose to opt out for either 5 years or permanently by calling 1-888-5-OPTOUT (1-888-567-8688) or going to OptOutPrescreen.com. That will stop offers by companies who use the credit reporting agencies to screen. (And you can always opt back in later if you change your mind.)

Personally though, I like the extra time each day that I don’t have to spend shredding those offers.

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