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Mrs. Micah issued a single step personal finance challenge: Find one step you can take to make your financial system better or more organized.

How can this help? Just one step can get you motivated. Many times we find ourselves stuck and overwhelmed, unable to move forward. But just one step? We can do that; that’s not so hard. (And once that one step is done, chances are we’ll take another, and then another. Pretty soon we’ll have reached our destination.)

Since I’ve been tagged in this challenge, I gave my “one step” some thought. I believe that attitude affects everything I do. With all the doom and gloom everywhere lately, and my own tendency to worry over things that I can’t control, I’ve decided that my one step will be to brainstorm a list of ways I can prepare to move forward to an even better place financially.

That’s it. I’ll just brainstorm a list, with all ideas welcome. I’ll report back here when the list is done. (And I may even share my list, depending on the ideas that end up being on it.)

If you’d like to participate in her challenge, just write about the first step you’ll be taking to improve your financial system or make it more organized.

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