Planning brings freedom



It may feel like a paradox, but it’s not. Planning what to do with your time and your money brings freedom: the freedom to do the things you want to do and buy the things you want to buy.

Many people wish for more time in the day and more money in the month, believing that things would somehow be different if only they had more. But the reality is that the things you have to do expand to fill the time available, and that more money disappears just as easily as the amount you had before — IF you don’t plan out what to do with it.

Yet people are resistant to the idea of planning. For example, they often resist creating a budget because they don’t want to be constrained. The result is that they end up being constrained because they don’t know where their money has gone and there isn’t any money left for the things they want to do.

Planning helps you get what you want. I know that I’m going to have the money waiting for the next thing I want to buy. I don’t have to try to squeeze it in around the edges, rob Peter to pay Paul, or miss out on things I enjoy. That’s the difference that planning makes.

 

 

 

Posted in Financial health on Feb 20, 2009

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