Comments on: The insurance that you need http://www.bluntmoney.com/the-insurance-that-you-need/ Thu, 17 Dec 2009 12:51:43 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: ctreit http://www.bluntmoney.com/the-insurance-that-you-need/comment-page-1/#comment-56352 ctreit Sun, 31 May 2009 08:16:57 +0000 http://www.bluntmoney.com/the-insurance-that-you-need/#comment-56352 For some reason I don't like paying for insurance, but you are right that you need some insurance. I have all of the ones you list except for long term care insurance. Maybe I feel too young to get it now, but I suppose the sooner you get it the better. I should take this post as an incentive to look into it. For some reason I don’t like paying for insurance, but you are right that you need some insurance. I have all of the ones you list except for long term care insurance. Maybe I feel too young to get it now, but I suppose the sooner you get it the better. I should take this post as an incentive to look into it.

]]> By: bluntmoney http://www.bluntmoney.com/the-insurance-that-you-need/comment-page-1/#comment-56121 bluntmoney Wed, 27 May 2009 20:42:20 +0000 http://www.bluntmoney.com/the-insurance-that-you-need/#comment-56121 Fern & Liz, isn't that always the way it is? You can pretty much only get insurance if you don't need it... And Liz, my term insurance is through USAA. I think Guardian is also a common issuer. Fern & Liz, isn’t that always the way it is? You can pretty much only get insurance if you don’t need it…

And Liz, my term insurance is through USAA. I think Guardian is also a common issuer.

]]> By: Liz http://www.bluntmoney.com/the-insurance-that-you-need/comment-page-1/#comment-56120 Liz Wed, 27 May 2009 20:36:11 +0000 http://www.bluntmoney.com/the-insurance-that-you-need/#comment-56120 Where did you find your term life insurance? Been meaning to get some. Also agree with the disability insurance...nice if you can get it...but no go for me....and when people are healthy--well they think they will never need it. Where did you find your term life insurance?

Been meaning to get some.

Also agree with the disability insurance…nice if you can get it…but no go for me….and when people are healthy–well they think they will never need it.

]]> By: fern http://www.bluntmoney.com/the-insurance-that-you-need/comment-page-1/#comment-56063 fern Tue, 26 May 2009 19:40:13 +0000 http://www.bluntmoney.com/the-insurance-that-you-need/#comment-56063 Long term care insurance is nice, but if you happen to be diagnosed with a chronic, incurable (but manageable) disease like me at age 28, you'd never qualify for that insurance. The best time to apply for disability isnurance is when you're healthy. Long term care insurance is nice, but if you happen to be diagnosed with a chronic, incurable (but manageable) disease like me at age 28, you’d never qualify for that insurance. The best time to apply for disability isnurance is when you’re healthy.

]]> By: bluntmoney http://www.bluntmoney.com/the-insurance-that-you-need/comment-page-1/#comment-56055 bluntmoney Tue, 26 May 2009 16:43:01 +0000 http://www.bluntmoney.com/the-insurance-that-you-need/#comment-56055 Abigail, I hope things go through for you. Craig, for me I got a separate term life insurance policy when I realized my son would need to be provided for if I died without enough of an estate to do so. Abigail, I hope things go through for you.

Craig, for me I got a separate term life insurance policy when I realized my son would need to be provided for if I died without enough of an estate to do so.

]]> By: Craig http://www.bluntmoney.com/the-insurance-that-you-need/comment-page-1/#comment-56053 Craig Tue, 26 May 2009 16:27:32 +0000 http://www.bluntmoney.com/the-insurance-that-you-need/#comment-56053 A lot of different insurance that can add up quickly on a flat monthly basis. When do you recommend starting life insurance? A lot of different insurance that can add up quickly on a flat monthly basis. When do you recommend starting life insurance?

]]> By: Abigail http://www.bluntmoney.com/the-insurance-that-you-need/comment-page-1/#comment-56018 Abigail Tue, 26 May 2009 05:26:03 +0000 http://www.bluntmoney.com/the-insurance-that-you-need/#comment-56018 The disability thing is very true. I got through quickly, by which I mean it took "only" 18 months. I applied, was denied, got a lawyer who helped appeal, was denied and then requested a hearing. That was decided in my favor. But after the appeal was denied, I was told it would probably be 18-24 months before we'd even GET a hearing. So if you can get disability insurance through work, I highly recommend it. The disability thing is very true. I got through quickly, by which I mean it took “only” 18 months. I applied, was denied, got a lawyer who helped appeal, was denied and then requested a hearing. That was decided in my favor. But after the appeal was denied, I was told it would probably be 18-24 months before we’d even GET a hearing.

So if you can get disability insurance through work, I highly recommend it.

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