bluntmoney.com

I finally opened (and partially funded) a Roth IRA. I’m so happy that decision is over with. I spent a lot of time looking at a LOT of different funds. These were the things I looked for in a fund:

• Low minimum opening investment
• Low expense ratio
• Low or no annual fees
• No loads
• Performing better than their benchmark index
• Must be a mid cap fund in existence for at least 5 years

I had really wanted to get a Vanguard fund because of their notoriously low expense ratios, but their mid cap fund just wasn’t doing it for me. So after much agonizing, I went with a mid-cap fund from Janus.

While I’m not sure that I made the right decision (because of the higher expense ratio from Janus, and because I still don’t know what the heck I’m doing with this stuff) the fund looks pretty good to me. So I’m just going to be happy about it and be done with it. After all, it’s another financial goal done for the year!

• 10 Websites Where You Can Manage Your Money Online For Free. Besides your own bank which might also offer the service (mine does - Bank of America), there are plenty of other websites where you can...
• Leveraged Finance Defined Leveraged finance relates to funding a business, a company or another investment using more debt than would be considered normal. More than normal debt is...
• Investment Plan For The Bear Market It seems like every other personal finance blogger has already commented on the bear market. I've been rather lucky with the timing of my down...