Comments on: Unwanted credit inquiry http://www.bluntmoney.com/unwanted-credit-inquiry/ Sat, 06 Sep 2008 18:12:26 +0000 http://wordpress.org/?v=2.3.2 By: G Nieuwoudt http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-27297 G Nieuwoudt Sat, 12 Jan 2008 02:26:51 +0000 http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-27297 They do it all the time, the same happened to me, I opened three "replacement" accounts in April becuase somehow someone got access to my checking and savings account (sounded like an inside job to me) and as a result wanted to close the old ones. I asked them the same question .... Will it result in a hard credit check once only and the answer was yes. Guess what, they did three credit checks on the same day. Today I opened an account for my son, same question and guess what, I get a credit check against my name as well. What upsets me the most is that they are clueless as to what a "hard check" means and that it stays on file for two years. They do it all the time, the same happened to me, I opened three “replacement” accounts in April becuase somehow someone got access to my checking and savings account (sounded like an inside job to me) and as a result wanted to close the old ones. I asked them the same question …. Will it result in a hard credit check once only and the answer was yes. Guess what, they did three credit checks on the same day. Today I opened an account for my son, same question and guess what, I get a credit check against my name as well. What upsets me the most is that they are clueless as to what a “hard check” means and that it stays on file for two years.

]]> By: bluntmoney http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-17789 bluntmoney Sat, 01 Sep 2007 16:57:50 +0000 http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-17789 Engineer, I believe it is a hard pull, since it's in the section that says will be shown to potential creditors. I noticed that there are 2 others from the bank on the report too, right around the time I opened a savings account for my son. Engineer, I believe it is a hard pull, since it’s in the section that says will be shown to potential creditors. I noticed that there are 2 others from the bank on the report too, right around the time I opened a savings account for my son.

]]> By: Engineer http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-17778 Engineer Sat, 01 Sep 2007 13:58:31 +0000 http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-17778 Do you know from this report whether it's a "hard" pull or a "soft" pull? I've found from checking my credit report that my bank periodically pulls a report, even though I have no loans from them. But I think these are soft pulls. Have you had your credit reporting service long enough to know what your bank's habits are on credit pulls? Do you know from this report whether it’s a “hard” pull or a “soft” pull? I’ve found from checking my credit report that my bank periodically pulls a report, even though I have no loans from them. But I think these are soft pulls. Have you had your credit reporting service long enough to know what your bank’s habits are on credit pulls?

]]> By: Larry http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-17761 Larry Fri, 31 Aug 2007 23:42:27 +0000 http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-17761 You may want to check this page out. Supposedly, you get it removed: http://tinyurl.com/ydy4g5 and here is a mostly complete list of institutions that do a hard pull: http://www.fatwallet.com/t/52/260724 You may want to check this page out. Supposedly, you get it removed:

http://tinyurl.com/ydy4g5

and here is a mostly complete list of institutions that do a hard pull:

http://www.fatwallet.com/t/52/260724

]]> By: Tead http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-17759 Tead Fri, 31 Aug 2007 22:23:31 +0000 http://www.bluntmoney.com/unwanted-credit-inquiry/#comment-17759 Oh, that is so annoying! Please let us know what happens when you call. Oh, that is so annoying! Please let us know what happens when you call.

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