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	<title>Comments on: Why I keep more than the bare minimum in my emergency fund</title>
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	<link>http://www.bluntmoney.com/why-i-keep-more-than-the-bare-minimum-in-my-emergency-fund/</link>
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		<title>By: Amber Jones</title>
		<link>http://www.bluntmoney.com/why-i-keep-more-than-the-bare-minimum-in-my-emergency-fund/comment-page-1/#comment-45388</link>
		<dc:creator>Amber Jones</dc:creator>
		<pubDate>Wed, 26 Nov 2008 14:24:10 +0000</pubDate>
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		<description>We are trying to work on increasing our emergency fund.  It&#039;s a battle.  But at least we are working on it.</description>
		<content:encoded><![CDATA[<p>We are trying to work on increasing our emergency fund.  It&#8217;s a battle.  But at least we are working on it.</p>
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		<title>By: guest</title>
		<link>http://www.bluntmoney.com/why-i-keep-more-than-the-bare-minimum-in-my-emergency-fund/comment-page-1/#comment-45373</link>
		<dc:creator>guest</dc:creator>
		<pubDate>Tue, 25 Nov 2008 23:14:43 +0000</pubDate>
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		<description>&quot;,,,Realistic is realizing that once you’re in an emergency and living on your emergency fund for your daily expenses, you no longer have an emergency fund.&quot;

spot on. ouch!</description>
		<content:encoded><![CDATA[<p>&#8220;,,,Realistic is realizing that once you’re in an emergency and living on your emergency fund for your daily expenses, you no longer have an emergency fund.&#8221;</p>
<p>spot on. ouch!</p>
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		<title>By: bluntmoney</title>
		<link>http://www.bluntmoney.com/why-i-keep-more-than-the-bare-minimum-in-my-emergency-fund/comment-page-1/#comment-45358</link>
		<dc:creator>bluntmoney</dc:creator>
		<pubDate>Tue, 25 Nov 2008 18:09:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.bluntmoney.com/why-i-keep-more-than-the-bare-minimum-in-my-emergency-fund/#comment-45358</guid>
		<description>Craig, I kind of have a system. We put a set amount monthly into various accounts (&quot;escrow&quot;, appliances/household, mortgage payoff, vacation, investing) and then we throw as much as possible into our emergency funds. Once those are the size we&#039;d like, we save for other stuff/spend.

Ashley, that sounds like a good goal :)</description>
		<content:encoded><![CDATA[<p>Craig, I kind of have a system. We put a set amount monthly into various accounts (&#8220;escrow&#8221;, appliances/household, mortgage payoff, vacation, investing) and then we throw as much as possible into our emergency funds. Once those are the size we&#8217;d like, we save for other stuff/spend.</p>
<p>Ashley, that sounds like a good goal :)</p>
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		<title>By: Ashley @ Wide Open Wallet</title>
		<link>http://www.bluntmoney.com/why-i-keep-more-than-the-bare-minimum-in-my-emergency-fund/comment-page-1/#comment-45356</link>
		<dc:creator>Ashley @ Wide Open Wallet</dc:creator>
		<pubDate>Tue, 25 Nov 2008 16:53:32 +0000</pubDate>
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		<description>My goal is to have six months of income in my efund.  I&#039;m up to 4 or 5.  I agree that expenses wouldn&#039;t really going to go down much if there was a layoff.</description>
		<content:encoded><![CDATA[<p>My goal is to have six months of income in my efund.  I&#8217;m up to 4 or 5.  I agree that expenses wouldn&#8217;t really going to go down much if there was a layoff.</p>
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		<title>By: Craig</title>
		<link>http://www.bluntmoney.com/why-i-keep-more-than-the-bare-minimum-in-my-emergency-fund/comment-page-1/#comment-45355</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Tue, 25 Nov 2008 16:27:00 +0000</pubDate>
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		<description>I don&#039;t anyone would argue that the more money in your emergency fund is better.  The problem with most people is that they also need money in savings, checking out.  Currently I have more money in my savings than emergency.  I am younger though, so my emergency fund also is my vacation fund, and I&#039;m putting 10% of each month&#039;s check into the account to slowly build.  Do you have a set system or set % you try to allocate to different accounts?

Craig</description>
		<content:encoded><![CDATA[<p>I don&#8217;t anyone would argue that the more money in your emergency fund is better.  The problem with most people is that they also need money in savings, checking out.  Currently I have more money in my savings than emergency.  I am younger though, so my emergency fund also is my vacation fund, and I&#8217;m putting 10% of each month&#8217;s check into the account to slowly build.  Do you have a set system or set % you try to allocate to different accounts?</p>
<p>Craig</p>
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