http://www.bluntmoney.com/why-is-it-hard-to-stick-to-a-budget/ Thu, 17 Dec 2009 12:51:43 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://www.bluntmoney.com/why-is-it-hard-to-stick-to-a-budget/comment-page-1/#comment-64012 marci Sat, 17 Oct 2009 00:30:45 +0000 http://www.bluntmoney.com/?p=1992#comment-64012 Great points! I feel like I have a spending plan rather than a strict budget, but I know there are places I could improve. I hate dreadful budgets! But usually, I think of being strict for a while until I increase my savings, then I can slack off a tiny bit as a reward. I know that thinking probably isn't correct, but it's what goes through my head so I can stick to my budget. Great points! I feel like I have a spending plan rather than a strict budget, but I know there are places I could improve. I hate dreadful budgets! But usually, I think of being strict for a while until I increase my savings, then I can slack off a tiny bit as a reward. I know that thinking probably isn’t correct, but it’s what goes through my head so I can stick to my budget.

]]> http://www.bluntmoney.com/why-is-it-hard-to-stick-to-a-budget/comment-page-1/#comment-64010 bluntmoney Fri, 16 Oct 2009 23:32:12 +0000 http://www.bluntmoney.com/?p=1992#comment-64010 Wow, lots of interesting ideas here and reasons I hadn't thought of. I appreciate the comments! Wow, lots of interesting ideas here and reasons I hadn’t thought of. I appreciate the comments!

]]> http://www.bluntmoney.com/why-is-it-hard-to-stick-to-a-budget/comment-page-1/#comment-63995 Mrs. Accountability Fri, 16 Oct 2009 17:12:49 +0000 http://www.bluntmoney.com/?p=1992#comment-63995 Wow, your post brings up so much that I may find myself writing a couple of posts at my own blog. Suffice it to say, I'm the designated "money person"... We do have a budget and we do save for upcoming bills by saving monthly for a portion of those bills. Thanks for the great thought-provoking post! Wow, your post brings up so much that I may find myself writing a couple of posts at my own blog. Suffice it to say, I’m the designated “money person”… We do have a budget and we do save for upcoming bills by saving monthly for a portion of those bills. Thanks for the great thought-provoking post!

]]> http://www.bluntmoney.com/why-is-it-hard-to-stick-to-a-budget/comment-page-1/#comment-63994 George Fri, 16 Oct 2009 15:38:00 +0000 http://www.bluntmoney.com/?p=1992#comment-63994 I think keeping it simple is important even if that means keeping a basic budget on paper. I keep mine on a spreadsheet which helps with the calculations. I know several people who have used software programs only to stop using them because they are complicated. Budgeting should not be difficult and it can be fun if you find the right method. In other words if your budgeting is helping you be disciplined and hence saving you money, that is a good thing and hopefully fun. I think keeping it simple is important even if that means keeping a basic budget on paper. I keep mine on a spreadsheet which helps with the calculations. I know several people who have used software programs only to stop using them because they are complicated. Budgeting should not be difficult and it can be fun if you find the right method. In other words if your budgeting is helping you be disciplined and hence saving you money, that is a good thing and hopefully fun.

]]> http://www.bluntmoney.com/why-is-it-hard-to-stick-to-a-budget/comment-page-1/#comment-63972 SeeJaneGetRich.com Fri, 16 Oct 2009 00:54:54 +0000 http://www.bluntmoney.com/?p=1992#comment-63972 I have never had a budget because my financial life didn't seem constant enough as a full-time student to warrant a budget and there would be wild fluctuations when tuition is due and such. Since this is my final year in school I have came up with a spending plan to get a good sense of where my money goes so I will be more adept at handling my income when I start working. I have never had a budget because my financial life didn’t seem constant enough as a full-time student to warrant a budget and there would be wild fluctuations when tuition is due and such. Since this is my final year in school I have came up with a spending plan to get a good sense of where my money goes so I will be more adept at handling my income when I start working.

]]> http://www.bluntmoney.com/why-is-it-hard-to-stick-to-a-budget/comment-page-1/#comment-63970 Mrs. Money Thu, 15 Oct 2009 21:55:43 +0000 http://www.bluntmoney.com/?p=1992#comment-63970 I don't have a budget. I am worried about those unexpected expenses. I have a list of the bills that need to be paid, and when I pay them, I make them green. It works for me! :) I don’t have a budget. I am worried about those unexpected expenses. I have a list of the bills that need to be paid, and when I pay them, I make them green. It works for me! :)

]]> http://www.bluntmoney.com/why-is-it-hard-to-stick-to-a-budget/comment-page-1/#comment-63942 Bromoney Wed, 14 Oct 2009 22:37:12 +0000 http://www.bluntmoney.com/?p=1992#comment-63942 I think people usually make budgets that are too unrealistic. They don't allow enough leeway and when they brake it, they brake it hard. I think people usually make budgets that are too unrealistic. They don’t allow enough leeway and when they brake it, they brake it hard.

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