Why Do Small Businesses Need Loans?

Why Do Small Businesses Need Loans? Businesses of even the smallest stature often need loans whether they realize it or not. This statement obviously leads us to the ensuing question; why? Why is it so that SMEs need loans in the first place? The answer isn’t singular, of course, because the...

Rejected for a loan? Tips for qualifying next time

Rejected for a loan? Tips for qualifying next time There are many reasons you might be rejected for a loan. Not all of them are because you have bad credit. However, we’ll share the ways to get a installment loan for bad credit as well as reduce the odds you’re rejected next time. We’ll also provide tips on why...

An Introduction to Credit Card Insurance

An Introduction to Credit Card Insurance Are you terrified of drowning in a sea of credit card debt in the near future? Your fear is completely justified as 55% of Americans with credit cards have debt, says a report by CNBC. The average balance on a credit card is also rising at a steady pace. California,...

3 Ways To Get Credit Card For Teenager

3 Ways To Get Credit Card For Teenager Most people apply for a credit card when they start college or higher education. Especially, when they stay far from their parents or start earning their own money. In such a case, they have zero credit history until age 18. If you are a parent or a grandparent, you...

How to Get Rid of Your Credit Card’s Annual Fee

How to Get Rid of Your Credit Card’s Annual Fee Is the annual credit card fee too much for you? The average annual credit card fee is $500. So I can understand why you are trying so hard to get rid of it. $500 is a decent amount and can be saved or invested in something like stocks. You can unburden yourself by...

5 Tips To Improving Your Credit Rating

5 Tips To Improving Your Credit Rating The consequences for an individual or a company not having a good credit rating can be quite drastic as they may struggle to get even the simplest of finance.  This can even go as deep as a cell phone contract!  There are many things that you can do to keep your...

The Realities of Loan Finance

The Realities of Loan Finance Most people will need to borrow money at some point in their lives. Whether it’s for a car to get them to a new job that’s several miles away from home or for the purchase of a new house, there are times when debt is a near necessity and a great...