Nov 15, 2019 | Credit Cards & Loans
Are you terrified of drowning in a sea of credit card debt in the near future? Your fear is completely justified as 55% of Americans with credit cards have debt, says a report by CNBC. The average balance on a credit card is also rising at a steady pace. California,...Jul 22, 2019 | Credit Cards & Loans
Most people apply for a credit card when they start college or higher education. Especially, when they stay far from their parents or start earning their own money. In such a case, they have zero credit history until age 18. If you are a parent or a grandparent, you...Jul 22, 2019 | Credit Cards & Loans
Is the annual credit card fee too much for you? The average annual credit card fee is $500. So I can understand why you are trying so hard to get rid of it. $500 is a decent amount and can be saved or invested in something like stocks. You can unburden yourself by...May 29, 2019 | Credit, Credit Cards & Loans
The consequences for an individual or a company not having a good credit rating can be quite drastic as they may struggle to get even the simplest of finance. This can even go as deep as a cell phone contract! There are many things that you can do to keep your...Jan 17, 2019 | Credit Cards & Loans
Most people will need to borrow money at some point in their lives. Whether it’s for a car to get them to a new job that’s several miles away from home or for the purchase of a new house, there are times when debt is a near necessity and a great...Jan 10, 2019 | Credit Cards & Loans
Your credit score, sometimes known as your FICO score, tells banks and other financial institutions a great deal about you. Based on your credit score, a bank may or may not decide to give you a loan. A credit card company may choose to offer you a card, or they might...Oct 17, 2018 | Credit Cards & Loans, Debt
Do you need a personal loan? Are you worried about your chances of getting approved? Most people get a little anxious when they know their finances are going to be scrutinized. The good news is that you can alleviate some of this worry by following these six tips....Oct 8, 2018 | Credit Cards & Loans
You might be in need of a small or large sum of money and, since you’ve heard so many things about online lenders, you might want to try applying for a loan online. Whether we are talking about personal loans, a mortgage or a payday loan, the responsibility is the...Sep 27, 2018 | Credit Cards & Loans
While an upfront cash payment is perhaps the best way to go about financing a car, you may not have the money in hand to do so. A car loan can prove valuable in this instance. Car loans can be complicated with different components that requires careful attention. You...Jul 25, 2018 | Credit Cards & Loans
When you’re stuck with a lot of debt, it can be challenging to get approved for a loan. And when you do get a car finance offer that you can’t refuse, you go for it. But now that you have the car, you are now faced with another obstacle: monthly payments and interest....
