Why It Doesn’t Hurt to Shop for Credit Cards

Why It Doesn’t Hurt to Shop for Credit Cards People tend to stick with things that are comfortable to them. They go to the same places to eat, stay in stable jobs, and avoid too much change overall. When it comes to the issue of credit cards, people don’t even want to think about change. They’ll stick with what...

How to Beat Debt in 2018

How to Beat Debt in 2018 The start of a new year is a time for self-improvement and setting goals. Many people yearn to live by the adage, “New year, new me.” But it’s tough to enact positive changes in your life when you’re carrying debt from one year to the next like heavy baggage. Then...

Tips for Eliminating Credit Card Debt

Are you drowning in a mountain of debt? Are you losing sleep at night wondering how you’re going to pay the minimums on your credit cards? Unless you’ve been faced with major medical bills, chances are the debt was not accumulated over night. Eliminating that debt...

4 Simple Steps To Beating Leftover Holiday Debt

4 Simple Steps To Beating Leftover Holiday Debt When you overspend during the holidays, that cool iPhone X or Amazon’s Echo smart speaker isn’t the last gift you get to unwrap. Weeks after the presents under the tree are distributed, the last gift to arrive is that stack of unopened bills, and unlike your least...

Are RRSP’s Maximum Contribution Limits Unfair?

Are RRSP’s Maximum Contribution Limits Unfair? People who maximize their RRSP contributions every year might be discouraged to find that those who use defined benefit pension plans are likely to be much better off. When you use the RRSP plan, you can accumulate money for retirement on a tax-free basis; it’s...