These days, the question for most people isn’t whether they’re in debt, but if they’re managing to stay afloat — or sinking below the surface. And if you find yourself in the latter category, be assured that you aren’t alone. In fact, research shows that the average...
Around the Christmas season, it can be incredibly easy to overspend. Payday comes, you get too excited buying gifts for your loved ones, and suddenly you’re left pulling your hair out because you can’t afford the basics. It’s happened to all of us, and learning how to...
You’re struggling with debt and you can’t see a way out of it. There isn’t enough money to keep up with all your debt payments and now late penalties and interest rates are getting out of hand. You should be aware that bankruptcy is not your only option. Bankruptcy...
Paycheck to paycheck living is an unfortunate reality for most people. It can be scary to be in this position because if you lost your job, then you would not be able to pay your bills unless you got another one immediately. An unexpected expense could also ruin your...
Sometimes, a family’s income may not be enough for financing a kid’s education, no matter how hard the breadwinner of the family works. In recent times, banks have come to the aid of such families with loans to enable the students to pursue their dreams of getting a...
If you’re struggling with debt, then you know that creditors aren’t the shy, quiet and withdrawn type. In fact, they’re loud and aggressive — and possibly even behaving illegally. To put it another way, if they were to try a car wrap to convey their nasty message,...
Do you need a personal loan? Are you worried about your chances of getting approved? Most people get a little anxious when they know their finances are going to be scrutinized. The good news is that you can alleviate some of this worry by following these six tips....
Opening up about personal financial problems to your family and friends can be a challenging task to make. As hard as it is to open up about your debt problems, it will be even more difficult to just sit and watch that someone we love battle with debt alone....
Digital money is preferred by everyone. This is because it is ways simpler to be handled when compared to hard cash. Also, it is more secure. Now, you must be wondering that how is it safer. Well, the answer is that in case you ever lose your bag or wallet which has...
Debt can feel like standing at the bottom of a pit. Every time you try to climb out, the sandy walls crumble down, and you end up more stuck than before. It’s all too easy to be going about your every business as usual only to wake up and realize one day: You’re...
