Apr 6, 2018 | Credit Cards & Loans, Debt
Between viewing investments, paying bills, and watching over your monthly budget, it’s not uncommon to be overwhelmed by the responsibilities that have to do with money. This results in putting off until tomorrow all today’s tasks that have to do with finances. Taking...
Apr 6, 2018 | Credit Cards & Loans, Debt
People tend to stick with things that are comfortable to them. They go to the same places to eat, stay in stable jobs, and avoid too much change overall. When it comes to the issue of credit cards, people don’t even want to think about change. They’ll stick with what...
Mar 7, 2018 | Debt, Financial Health
The start of a new year is a time for self-improvement and setting goals. Many people yearn to live by the adage, “New year, new me.” But it’s tough to enact positive changes in your life when you’re carrying debt from one year to the next like heavy baggage. Then...
Feb 23, 2018 | Business, Debt, Financial Health
Cars break down. Illness knocks you out of work. The kids get sick at the same time.The plumbing leaks. Bad things happen. And, they often cost money. It may not always be “big” money, but it is always inconvenient, especially when you don’t have a lot of savings or...
Feb 7, 2018 | Debt, Economy, Spending Money
Most people get paid at the end of the week, the end of every two weeks, or on a monthly basis. But that doesn’t stop bill collectors from demanding their payments when you’re between paychecks. That can be devastating because you have to make cash stretch...
Jan 17, 2018 | Credit Cards & Loans, Debt, Financial Health
Is your credit close to hitting rock bottom? A bad score could make your life quite difficult. Good credit is simply a part of a healthy financial life. If you need to take out an important loan, for example, a good credit score is absolutely necessary. In case you do...
For many people, personal finance is a tricky area to deal with! With an education system that teaches us next to nothing about money management and budgeting, is it any surprise this is such a big problem? Most people don’t know how to manage money. They also don’t...
When you overspend during the holidays, that cool iPhone X or Amazon’s Echo smart speaker isn’t the last gift you get to unwrap. Weeks after the presents under the tree are distributed, the last gift to arrive is that stack of unopened bills, and unlike your least...
People who maximize their RRSP contributions every year might be discouraged to find that those who use defined benefit pension plans are likely to be much better off. When you use the RRSP plan, you can accumulate money for retirement on a tax-free basis; it’s...
