Jan 17, 2018 | Credit Cards & Loans, Debt, Financial Health
Is your credit close to hitting rock bottom? A bad score could make your life quite difficult. Good credit is simply a part of a healthy financial life. If you need to take out an important loan, for example, a good credit score is absolutely necessary. In case you do...
Aug 24, 2017 | Business, Debt
Bacs is considered to be one of the safest, most efficient and hassle-free methods to make electronic transfers. It is estimated that billions of people in UK have leveraged from this simple payment system. Businesses that have a progressive approach can opt for Bacs...
Aug 2, 2017 | Credit Cards & Loans, Debt
If you do an online search for quick cash loans that are approved almost instantly, you will find a plenty of sites that offer such loans. These types of loans are referred to as payday loans or installment loans. In general, these are short term unsecured loans that...
Jul 11, 2017 | Credit Cards & Loans, Debt, Financial Health
4 steps to fixing damaged credit Bad credit can happen to good people. Mistakes are made, bills don’t get paid or you found yourself in a situation that you could not get out of, and, now, you are paying the price. There is no reason for panic or despair, however....
Dec 17, 2015 | Debt, Financial Health
I’m not being too pessimistic when I say “Every business will go bankrupt one day or the other.” With bad management of money, this is absolutely possible. It doesn’t matter if you employ a Harvard graduate to handle your account, since as long...
Jul 2, 2015 | Credit Cards & Loans, Debt, Financial Health
The wolves are at the door, the hinges are slowly breaking and you’re cowering in the corner, muttering, “I’ll pay later! I’ll pay later!” Indeed, it’s a stress we’ve all felt at one time or another. Yet most people try to make seismic changes to their spending...
When you overspend during the holidays, that cool iPhone X or Amazon’s Echo smart speaker isn’t the last gift you get to unwrap. Weeks after the presents under the tree are distributed, the last gift to arrive is that stack of unopened bills, and unlike your least...
People who maximize their RRSP contributions every year might be discouraged to find that those who use defined benefit pension plans are likely to be much better off. When you use the RRSP plan, you can accumulate money for retirement on a tax-free basis; it’s...
Although the financial crisis officially ended in 2008, many people are still continuing to lose their jobs across the nation. Even as late as 2014, the Los Angeles Times was reporting, based on a Rutgers University survey conducted by the John J. Heldrich Center for...
No one should carry significant debt into retirement, not even remaining mortgage payments. If you are still a few years away from retirement you should look at your finances and ensure that you will not have any significant debt when you retire. If you need advice...
