Overwhelmed by choice

Overwhelmed by choice While choice is good, sometimes I think we have too many choices. Take the grocery store for example. Here in the southwest, normal grocery stores carry literally thousands of different items. And for each type of item, there’s usually a multitude of...

Money Drains

Money Drains Kimber over at No Limit Ladies posted recently about Bankrate.com’s list of top 10 money drains. I read through the brief list and thought “Wow, coffee is number 1?” But based on some of the Starbuck’s habits I’ve seen, it didn’t...

Italy Expenses

Italy Expenses MSMomsmoney asked in a recent comment if I would detail our expenses for the Italy trip. I’m missing whatever my husband spent on daily expenses since I don’t know that amount and he’s busy right now. (I’d guess about $250 total for him...

Hm, More Clothes Than I Thought

Hm, More Clothes Than I Thought As I mentioned previously, we lost our luggage recently. We’ve still only gotten one bag back, which means that a good deal of our clothes are still missing. We’ve gone out and replaced quite a bit (I got 3 packs of tank tops at $11.50/pack at Costco, for...

Subconscious Factors Affecting Your Spending

Subconscious Factors Affecting Your Spending From researchers and marketers to designers and retailers, consumer needs are the driving force of the retail industry. You may think that you’re aware of your needs and how they influence what you buy, but to what extent are you influenced subconsciously? Aside from...

The things we forget

Irregular expenses often become gotchas that can trip up people when planning for future expenses. These are expenses that we always have, but they are so infrequent compared to our monthly expenses that somehow they consistently slip our mind. It feels like they...

How we lose perspective

We went shopping recently, because I needed a pair of shoes that I could wear with business-type clothes. (I only had one pair that would go with those type of clothes, and since that pair literally made me feet bleed the last time I wore them for an hour, I was...

Is the cheaper product the right one?

The answer to this question may seem obvious at first glance. After all, if there’s a cheaper product on the shelf and you don’t buy it, haven’t you just wasted your money? But the reality is that for anyone who wants to save money, this is actually a difficult...

Why is it hard to stick to a budget?

When my former husband and I first got married, I knew that managing money was important. It was only logical to make up a list of all of our expenses and see if we had enough money to pay them. I knew that there was only x amount of money available for each item,...

How to deal with the “I wants”

As babies or sometimes as toddlers, we scream & cry when we want something. We want it NOW, as if our life depended on it. Our want is our entire world. As little kids, we tug on our parents or relatives, pointing, whining and urging them to give us what we want....