When it comes to succeeding financially, it seems that no is the magic word much of the time:
No, I won’t get that shiny new car right out of school with car payments.
No, I won’t increase my spending because I got a raise.
No, I won’t buy my child the latest gadget.
No, I don’t need a PS3, an XBox, and a Wii.
No, I won’t eat out every day.
No no no no…
The thing is, it’s hard to say no at times. But it helps to realize that saying no is not depriving ourselves or our family of things, it’s actually enabling them to have real financial security AND some cool things now and then.
Because it’s not always no.
It’s yes, you can retire comfortably.
Yes, you can go to college.
Yes, you can live in a house free of financial stress.
Yes, we can go out to eat now and then and you’ll really enjoy the experience because it’s not an every day occurrence.
Yes, you can get a game system after you have saved up the money for it.
It’s yes with appreciation, commitment, and a sense of well-being. It turns out that no is the magic word that gets us to yes.