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That’s a Lot of Money

That’s a Lot of Money

If you’ve been using Quicken, Quickbooks (which now can be accessed anywhere thanks to Quickbooks hosting), (or another tracking program) for a long time, and you ever want to scare yourself, run a Spending > Itemized Categories Report for the entire period you’ve tracked. All I can say after doing this is wow.

If I believed Quicken, I’d have spent $913,940.06 in 12 years. Thank goodness it’s not just my spending that I’ve been tracking. (Which would be a trick, because I sure haven’t earned that much money in 12 years…) That nearly a million figure also includes partial spending by my husband, my son, my ex-husband, and things that I bought on behalf of other people but was reimbursed for. (And I’ve done a lot of buying for other people – about $44,000 worth.) But still, I’d never have guessed it to be that high.

It was also a little surprising to see which categories had the highest spending. (Some of them were as expected, others weren’t.) Here are the top 10 categories, with the two that surprised me detailed:

Auto – $79,631 (associated expenses relating to one car for me, 2 cars for my husband, 5 vehicles for my ex-husband, plus a few vacation car rentals)
Net Savings
The school (3 college degrees, but one was free)
Spending (I’ve long since ditched this vague category for the most part)
Childcare – $29,316 (from about 18 mos. old to age 9)

View Comments (8)
  • OOh. Quicken is not happy. Time is ticking buy and the numbers are not there yet. Wow.


    This is only from 2003 – evidently my upgrades and file cleaning keeps things down. Thank goodness, I can’t afford a heart attack right now. I have got to find you a hobby. What you are doing can be dangerous!

  • a hobby? No, I don’t think so. My whole life is in Quicken. I am obsessed with it. I watch my stocks, track my bills, everything in this program.

    I even have each of the kids set up to tracking investments and accounts. I’m a full blown geek.

    All businesses are on Quickbooks though. But they make me money. LOL

  • Great post… Think I’ve been using Quicken now since 1987… just about 19 years. Sometimes I look at the investing data and think…”If only I would have…” This year I think I’ll save the $ on the Quicken upgrade… ’06 works fine, and I hear ’07 is buggy. But it is a wonderful tool, huh? Thanks!

  • I think what you’re doing is great. Definately keep it up.

    Try digging deeper into the numbers and see what you find!

    I can’t wait to do it myself when I get back from my trip.

    Regards, makingourway

  • Wow,I wish I had been keeping the records for the past 5 years so I could do that, I bet it would be really scary!!!

    It is bad enough knowing that the $125+ a week I spend is 90% consumed in some way or another.

    That is $5900 a year, so for the last 7 years I have spent approximatley $40K on food (food in the house) & toilitries.

    Eeeeek, I hope that counts fabric (~NOT~).

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